What is required if an insurance sale was made in person, online, or over the phone?

In the context of insurance sales, especially relating to state regulations, it's pivotal for transparency and accountability that each transaction is clearly identified. When an insurance sale occurs through any medium—be it in person, online, or via phone—it's essential for all insurance producers involved in that transaction to be properly identified in the policy. This requirement ensures that there's a clear record of who facilitated the sale, which helps both consumers and regulatory bodies in cases of disputes or claims.

Identifying all insurance producers is not only a matter of legal compliance but fosters a sense of trust between the policyholder and the insurance company, as it provides clarity about who they are working with. This practice also allows for easier follow-up and accountability, should any issues arise regarding the insurance policy.

The requirement for policyholders to receive a copy of the contract, the necessity of the insurance company to post a notice, and the need for the transaction to be recorded in writing are all important aspects of ensuring a compliant and transparent insurance process, but they do not specifically address the need for identifying the involved insurance producers, which is the crux of this question.